Healthy Pets Insurance Excess
With the best customer service in the business healthy pets.
Healthy pets insurance excess. Healthy pets said that they do not cover any pre existing conditions which pets have received treatment or advice about prior to the start date of the policy. Some insurers also require that you pay a copay which is a percentage of vet fees. The excess on a pet insurance policy is generally a compulsory fixed amount e g 100. Our maximum benefit policies can pay up to the policy limit 1 000 4 250 or 7 500 for each.
In terms of excess all pets under the age of 5 pay a fixed excess of 99. Find out more from the pet insurance specialists. Dog insurance faqs what is the maximum veterinary fee pay out. Co insurance is a percentage of the vet fees you are responsible for from each.
Click here to read 221 customer reviews of healthy pets pet insurance rated 4 93 by real people like you on smart money people. Applying for a quotation could not be easier simply get a quote online or telephone 01730 268592. Need to make a claim. Healthy pets dog insurance covers your dog for vet fees if they are treated for injury or illness including ongoing treatments.
They advertise that they hope to complete your claim within 10 14 days well 6 weeks later i am advised that my claim has not even been looked at yet but has been received. Healthy pet insurance takes two weeks just to process the form and two weeks to get a bacs payment to you and that is with 6 phone calls to chase. I am just glad that it is for a smallish amount as financially i would be. All pets aged between five and six will pay a fixed excess of 99 a 15 co insurance fee.
Excess this is the amount that you have to pay for each unrelated injury or illness in each policy year. The insurance ombudsman needs to look into this company as these are really unnecessary delays. With the best customer service in the business healthy pets are definitely the choice for pet insurance that cares and delivers when it really matters. In the first 10 days of the policy starting they cover only accidents.
Co insurance is commonly used across the pet insurance industry as a way to reduce premiums for aging pets. All pets aged six or over will pay a fixed 100 excess a 20 co insurance fee. This means that if your pet receives treatment for the same injury or illness in separate policy years we will deduct a fixed excess from the first claim s paid for each injury or illness in each policy year. Your policy may also include an optional voluntary amount fixed or which you may opt to pay on top of the compulsory amount in order to reduce your premium.
For all claims the excess you pay is for each unrelated injury or illness in each policy year. If your pet receives treatment for the same injury or illness in separate policy years we will deduct the fixed excess from the first claim s for each in each policy year.